Group Retirement Plans

Help your employees retire well with easy to set up and manage group retirement plans 
that provide the highest level of service in the industry.

What makes us different?

Investing made easy

No more do your employees have to worry about making complex investment decisions. We actively manage the portfolios for you and your employees.

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We'll do the legwork

You have many business priorities to attend to. We get that! That’s why we built our turnkey solution to minimize the administrative burden of setting up, transitioning and maintaining a retirement plan.

We’re a fiduciary

As a fiduciary we are legally obligated to serve your best interests. This means no proprietary funds, no conflicts of interest, and transparent fees. We ensure CAP governance and compliance is maintained and mitigate risks associated with a sponsor's fiduciary role.

We offer competitive fees

We access funds at low institutional prices. The cost savings of buying in bulk are passed on directly to your employees.

We’ll go above and beyond

Going above and beyond is our mantra. That's why we provide you with a dedicated account manager and a personalized service model catering to your unique needs. That's what we call service excellence!

Satisfied and

engaged staff

We focus on improving overall financial literacy and educate members on saving, instead of how to invest. Our hands-on approach consistently results in improved engagement and satisfaction levels that will help you attract and retain talent.

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Group Retirement Plan Options

 We work with you to custom-design a retirement plan to meet the needs of your organization. 

We do this for organizations across Canada and our services are also available to US parent companies with Canadian subsidiaries.

Explore Our Retirement Plan Options below.


Defined Contribution Pension Plan: A type of pension plan that has no pre-determined payout at retirement. The payout is instead based on the total assets accumulated by the plan member at the time he/she retires. 


Group Retirement Savings Plan: Like individual RRSPs, GRSPs afford employees more flexibility in their saving habits. Tax-free withdrawals are allowed under the Home Buyers' Plan & Lifelong Learning Plan.


Deferred Profit Sharing Plan:
DPSP’s invite members to participate in your company’s growth. This is a plan that allows companies to share their profits with employees. A DPSP often substitutes or supplements a GRSP and is a cost-effective alternative to a DCPP.


Defined Benefit Pension Plan:
Provides your employees with a lifetime of retirement income, calculated on the length of tenureship and the average salary they earned. 


Group Tax-Free Savings Account:
A popular savings plan that allows your employees to avoid taxes on the income and capital gains they make over time. 


Outsourced Chief Investment Officer:
With our OCIO services your organization’s staff, committees and board can leverage the skill and expertise of an on-call investment team without the administrative burden and expense of on-site investment resources.   

Here’s how we compare against traditional retirement plan providers...

Plan Features

Open Access

Traditional Provider

Zero conflicts of interest




Discretionary management



No proprietary funds



Fully disclosed fees*


Dedicated Account Manager



* Read more about typical investment fees HERE.


Putting plan members first

As a fiduciary, putting your employees first and foremost has always been our foundation.  In addition to providing them with professional investment management, we offer comprehensive services and educational programs to help your employees prepare for a secure and sustainable retirement.

Retirement Readiness Club

Planning for retirement takes more than just investing. This plan member-exclusive club offers access to content and tools that help create viable and sustainable retirement plans. 

Ongoing Communication

We set ourselves apart  by maintaining regular communication with our plan members through various mediums such as webinars & interactive resources.  

Personalized Service

As part of our mantra of “going above and beyond”, we provide customizable service plans to suite your unique needs and those of your plan members.

Some of the things you can expect from our Service team:


  • One-on-one meetings with plan members

  • Lunch and learn sessions

  • Professional bilingual support

  • Innovative educational programs

Ready to offer your employees a retirement plan they’ll love?

Stand out as an employer by offering a professionally managed group retirement plan. 

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